Kapwise Blog

Financial Wellness

Why Financial Wellness?

At some point in time, we all have heard about the benefits of sleeping well, having a good diet, and exercising. And, also about the assumed assurance of happiness, good health, mental peace, or say ‘wellness’ that comes with it. It’s true. But is it enough or not, is the question?. Deep down, you know…
Financial Wellness

What is Financial Wellness?

There’s a term “Financial Wellnees” that we read about everywhere. We hear about usually. And also use it often. But do we understand this term entirely? Um, there’s a doubt about that. Pause, and try to guess what this much-talked-about term might be? It’s wellness.  The Global Wellness Institute defines wellness as: The active pursuit…
Financial Wellness

Bonding Financial Wellness with COVID-19

Exercise strict budget**No conditions apply 6:05 pm04.Aug.2020 Dear dreamer,The COVID-19 crisis has disturbed finances in substantially bizarre ways. Daily life is on a standstill; most businesses are struggling to remain afloat in the pandemic-stricken world. Almost all sectors of the market have been hit by demand and supply shocks. But it is only the hard…
Financial Wellness

Chapter 7: A strong credit score

Creditors and credit scores are loyal friends – they look up to each other. 6:05 pm22.July.2020 Dear dreamer,We trust you all are having a fine time by yourself, and we also hope that the series of chapters on financial well-being is adding value to your life. Well, unlike the last chapter on emergency which looks…
Financial Wellness

Chapter 6: Emergencies don’t knock – be ready.

Even the best of the runners can’t run away from emergencies. 6:05 pm15.July.2020 Dear dreamer,We hope you all are keeping well and finding these chapters insightful. Along with this, we truly believe that you all have checked on your bills, expenses, investments, and other things we have talked about. Now, amidst everything, how can a…
Financial Wellness

Chapter 5: Thinking beyond short-term

 The magical power of compounding never fails to work in your favor over years. 6:05 pm07.July.2020 Dear dreamer,From balancing income and expenses to paying bills on time, we are now half way through understanding the whole concept of financial well-being. All of that we have learnt by now mostly revolves around a short/defined time span….
Financial Wellness

Chapter 4: It’s time – Pay the bills!

The next big secret to financial well-being is making timely payment a habit. 6:05 pm23.June.2020 Dear dreamer,In the previous chapters we have talked about financial well-being and health of your wealth. We also looked around the cheesy chemistry of your income and expenses. Now is the time to take it further and learn about the…
Financial Wellness

Chapter 3: Balancing Earnings and Expenses

How to increase the difference between earnings and spending. Healthy is wealthy. But is your wealth healthy? 11:00 am21.June.2020 Dear dreamer,In the previous chapters we have discussed what financial well-being is and and how you keep a check on your financial health. You must have contemplated on your financial health by now. Now is the…
Financial Wellness

Chapter 2: Measuring Financial Health

Healthy is wealthy. But is your wealth healthy? 11:00 am03.June.2020 Dear dreamer,In the previous chapter we discussed what financial well-being is and what it is not and we learnt that to be financial well and to be in a state of financial well-being is not similar. By now, you must have wanted to checked on…
Financial Wellness

Chapter 1: Money and Well-being

Financial well-being is a delightful journey to take. 11:00 am30.May.2020 Dear dreamer,In our minds, we constantly keep asking questions like “am I earning enough?” “am I saving enough?” “will I be ever able to buy a car?” and the scariest of all – “what if I ran out of money during emergencies?”. And, when these…